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ISSN 2747-0245.
Available at: &lt;<a href="https://jurnal.uibbc.ac.id/index.php/EcoBankers/article/view/622" target="_new">https://jurnal.uibbc.ac.id/index.php/EcoBankers/article/view/622</a>&gt;. Date accessed: 01 jan. 2025.