Apriyana, Maya. “Implementasi Akad Musyarakah Dan Wakalah Bil Ujrah Pada Platform Fintech Syariah Pt Ethis Fintek Indonesia Berdasarkan Fatwa Dsn-Mui”. Ecobankers : Journal of Economy and Banking 3, no. 2 (August 30, 2022): 147– 156. Accessed June 15, 2026. https://jurnal.uibbc.ac.id/index.php/EcoBankers/article/view/622.